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Money Skills in action: Teaching financial literacy in partnership with parents

Picture of Jess Gregson
Jess Gregson
School Partnership Manager

Money shapes everyone’s lives, but today, many UK adults feel anxious about money, while nearly half of young people are leaving school without having received any meaningful financial education.

Research shows that attitudes towards money are formed at an early age and that one of the best predictors of financial wellbeing in adulthood is the age at which children start learning about money.

Over the past few years, we’ve developed and piloted our Money Skills programme, in order to help primary schools engage one of the most powerful resources we have for teaching children about money – parents! A ten pence piece

Money Skills at Meadowside Primary

Recently we caught up with Cat Mellersh, SLT and Year 2 teacher at one of our partner schools, Meadowside Primary, to hear her reflections on delivering the Money Skills programme:

“Before we started Money Skills we didn’t offer a stand alone financial literacy programme. We briefly touched on it when we taught money within maths lessons and when the younger children were playing shop and gaining a basic understanding of money through games. Further up the school, there’s a little bit of financial literacy included in our Life Skills lessons, but it wasn’t something we consistently taught throughout the whole school. Also, crucially, we didn’t involve parents in this teaching.

Money Skills has worked really well for us.

We’ve been using the Learning with Parents Maths and English resources for a little while now and we love them, they’re fantastic for homework. So when the Money Skills programme was offered to us we thought it was perfect and we knew that it would work. Parents and children know how the programme works and it’s all integrated nicely together on the platform; for parents and for teachers.

As a school we decided to schedule the Money Skills topics on the last week of every term so families have plenty of time to do it. Families will be going out and doing things during half term which often involves money. When we scheduled the foreign currency topic, one of our children went to America and so his photograph is all about dollars. But we’ve tried to enable families to do the activities just as part of their everyday life.

Including the whole family

Parents have said they like the fact that every year group focuses on the same theme at the same time but the activities are differentiated depending on age. This means that siblings are all working on the same topic and they can have discussions which bring together the entire family.

We’ve had several parents say “I would never have thought to talk to my child about this topic”. The programme has really helped parents, and us as teachers, to understand what children actually know rather than what we assume they know. 

The children love the videos and I think they’re really good for the parents to watch too as they help them to understand the topic and show methods to support their child’s learning. We know parents want to be really involved so the tips for parents are also brilliant. The topics and activities have made it real for the children, it’s been really nice to see them out shopping!

Improving children's understanding

We’ve noticed a definite improvement in children’s understanding of money. They are now more articulate and they have a better understanding of what money is. We ran the first Money Skills assembly in the last week of last term and the children were brilliant at recalling all the money knowledge they had learnt across the year, which proves that they are embedding money knowledge.

We also found that the Money Skills topics have helped us in our maths lessons as children have a better understanding of coins and their basic knowledge around finance has improved. We’re not having to back-fill their knowledge as parents have been supported to have those conversations at home. 

One of the main highlights has been seeing the photographs of children actually going out and shopping with real money, using notes and coins which they don’t necessarily see all that often. It’s been the best thing because it brings it to life for them.

Top tips from Meadowside

Share photos of the children doing the Money Skills activities in your assemblies or in your classrooms to celebrate their achievements and to encourage others to do the same

A ten pence piece Make sure that you deliver the topic intro assemblies and make them interactive

Launch Money Skills separately to the Maths and English programme

Books from the vending machine? Read about how Gainsborough Primary are using creative ideas to encourage reading:

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I consent to my quotes being used to promote Learning with Parents’ work, for advocacy, communications and marketing materials or to advertise the product to other schools, or for any other purposes in line with our charitable goals and values. I understand that neither my name, nor any identifying features, will be shared.

We know that supporting children’s learning at home is not always easy for families and we are currently working with your child’s school to gather insights into the barriers parents face to engaging in their child’s learning. These insights will help us develop our programme so that we can support all parents.

We are running parent voice workshops to gather feedback from parents and carers. The insights provided will be used by Learning with Parents to make improvements to our platform and shared with other organisations working in education to strengthen practices. A publication written based on the insights from these discussions will be available on the Learning with Parents website.

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Terms and Conditions

PARTIES


(1) LEARNING WITH PARENTS a registered charity (CIO) in England and Wales with charity number 1189812 whose registered office is Newminster House, Bristol, BS1 1LT (Company);


(2) Your school or setting (School);


WHEREAS


(A) The Company has developed a programme to motivate and empower parents to engage in their child’s learning.


(B) The School wishes to use the Company’s programme to help their children and families.


(C) The Company has agreed to grant access to sections of its website to the relevant school staff and families.


(D) The Company has agreed to provide and the School has agreed to pay for access to the Company’s website on the terms and conditions of this Agreement.


IT IS HEREBY AGREED AS FOLLOWS


1. Definitions


The definitions and rules of interpretation in this clause apply in this Agreement:


    

  • “Initial Price” is the price for the Initial Subscription Term. This is calculated by the “Price Calculation”.
    • 

  • “Initial Subscription Term” means the initial term which shall begin on the date this contract is entered into and end after one calendar year.
    • 

  • “Intellectual Property Rights” means patents, rights to inventions, copyright and related rights, trade marks and service marks, business names and domain names, goodwill and the right to sue for passing off or unfair competition, rights in designs, database rights, rights to use, and protect the confidentiality of, confidential information (including know-how) and all other intellectual property rights, in each case whether registered or unregistered and including all applications and rights to apply for and be granted, renewals or extensions of, and rights to claim priority from, such rights and all similar or equivalent rights or forms of protection which subsist or will subsist now or in the future in any part of the world.
    • 

  • “Learning with Parents Package” means a section of the Company’s website personalised for the School that contains the Videos provided by the Company via the Website or any other website notified to the School by the Company from time to time.
    • 

  • “Ongoing Price” means the price for the applicable Ongoing Subscription Term calculated by the Company. This will be shared with the school at least 30 days prior to the renewal date. It is dependent on the number of classes whose parents or carers are offered access to the Learning with Parents Package, as reported by the School in accordance with clause 4.5 below.
    • 

  • “Ongoing Subscription Term” means the term which shall begin at the end of the previous Subscription Term and last for one year.
    • 

  • “Permitted Users” means the School’s current staff, and parents and carers of pupils currently at the School, in each case as at the applicable time of use.
    • 

  • “Price” means, in respect of the Initial Subscription Term, the Initial Price or the Ongoing Price, in respect of the applicable Ongoing Subscription Term.
    • 

  • “Price Calculation” means the value calculated using the formula agreed upon initial sign-up, or updated upon renewal.
    • 

  • “Subscription Term” means the Initial Subscription Term or the Ongoing Subscription Term, as applicable.
    • 

  • “Videos” means the videos provided within the Learning with Parents Package which consist of short clips of children explaining school techniques and are supported by related activities that parents can complete with their child.
    • 

  • “Website” means mathswithparents.com, learningwithparents.com, learningwithparents.org, englishwithparents.com or any subdomain of those domains, as appropriate.
    • 



2. Learning with Parents Package


In consideration of the School paying the applicable Price to the Company (in accordance with clause 5 below) the Company grants the School a nonexclusive, non-transferable, revocable licence to access, and to allow the Permitted Users to access, the Learning with Parents Package during the Subscription Term.


3. Company’s Obligations


Subject to payment by the School of the Price (in accordance with clause 5 below), and compliance by the School with its obligations under clause 4 below, the Company agrees to:


3.1 provide the Learning with Parents Package to the School and use reasonable endeavours to ensure it can be accessed by the Permitted Users at all reasonable times.


3.2 work with the School to support increased parental engagement


4. School’s Obligations


4.1 provide the Company with such information and materials as the Company may reasonably require to supply the Learning with Parents Package and ensure that such information is accurate in all material respects;


4.2 ensure that only the Permitted Users use the Learning with Parents Package and that they do so inaccordance with the terms and conditions of this Agreement;


4.3 allow the use of the School’s name and logo on the Company’s website and marketing materials;


4.4 no later than 30 days prior to each Subscription Term, provide an accurate estimate of the number of classes whose parents or carers will be offered access to the Learning with Parents Package.


5. Payment


5.1 The Company shall invoice the School up to 30 days prior to the start of each Subscription Term, or earlier if requested by the School, in respect of the Initial price or Ongoing Price, as applicable.


5.2 The School agrees to pay each invoice submitted by the Company within 30 days of the date of the invoice to the account specified in the invoice.


6. Intellectual Property Rights


6.1 No part of the Website including but not limited to the Learning with Parents Package and Videos may be reproduced, distributed or transmitted in any form or by any means to anyone other than the Permitted Users without the prior express written consent of the Company.


6.2 The School acknowledges and agrees that the Company owns all Intellectual Property Rights in the Website, the Learning with Parents Package and the Videos and except as expressly stated herein, this Agreement does not grant the School any rights to or in such Intellectual Property Rights.


6.3 The School shall promptly give notice in writing to the Company in the event that it becomes aware of any infringement of any Intellectual Property Rights owned by the Company.


7. Termination


7.1 Without limiting its other rights or remedies each party may terminate this Agreement with immediate effect by giving written notice to the other party if:


7.1.1 the other party commits a material breach of its obligations under this Agreement and (if such breach is remediable) fails to remedy the breach within 30 days after receipt of notice in writing to do so; or


7.1.2 the other party’s financial position deteriorates to such an extent that its capability to adequately fulfil its obligations under the Agreement has been placed in jeopardy.


7.2 Without limiting its other rights or remedies the Company may terminate this Agreement with immediate effect if the School fails to pay any amount due under this Agreement on the due date for payment.


7.3 If the Agreement is terminated pursuant to this clause 7 during a Subscription Term, there will be no refund to the School of the amount of any Price paid by the School in respect of that Subscription Term.


8. Renewal


At the end of each Subscription Term, this Agreement shall automatically renew for one additional year as an Ongoing Subscription Term unless written notice of non-renewal is provided to the Company by the School at least 30 days prior to the expiration of the then-current Subscription Term.


9. Indemnity


The School shall indemnify the Company for any loss suffered by the Company as a result of the School breaching its obligations under this Agreement.


10. Variation


No variation of this Agreement shall be effective unless it is in writing and signed by the parties (or their authorised representatives).


11. Entire Agreement


11.1 This Agreement constitutes the entire Agreement between the parties and supersedes all previous agreements, arrangements and understandings between them, whether written or oral, relating to its subject matter.


11.2 Each party agrees that it shall have no remedies in respect of any statement, representation, assurance or warranty (whether made innocently or negligently) that is not set out in this Agreement.


11.3 Each party agrees that it shall have no claim for innocent or negligent misrepresentation or negligent misstatement based on any statement in this Agreement.


12. Assignments


Neither party shall assign, transfer, subcontract, or deal in any other manner with any or all of its rights and obligations under this Agreement without the prior written consent of the other party.


13. Counterparts


This Agreement may be executed in any number of counterparts, each of which when executed shall constitute a duplicate original, but all the counterparts shall together constitute the one agreement.


14. Third Party Rights


This Agreement does not confer any rights on any person or party other than the parties to this Agreement and where applicable their successors and permitted assigns pursuant to the Contracts (Rights of Third Parties) Act 1999.


15. Governing Law


This Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.


16. Jurisdiction


Each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this Agreement or its subject matter or formation (including non-contractual disputes or claims).


The parties acknowledge that they have read and understand this Agreement and voluntarily accept the duties and obligations set forth herein.

Nienke Alberts

Evaluation Manager

Nienke worked as a university lecturer for several years before moving into evaluation and mixed‑methods research in the education sector. She has led research at the University of Bristol on how best to support students and developed the evaluation framework for the London NCOP (now UniConnect). Nienke is passionate about using evidence to highlight and address educational inequalities, and has worked with organisations such as AccessHE and the Sutton Trust to identify biases and barriers within the education system.

Amie MacNab-Jack

Early Years Curriculum Lead

Amie began her career in education through the Teach First programme, but her passion for teaching started much earlier — in a makeshift childhood classroom, leading lessons for her teddies! Since then, her career has been shaped by a commitment to addressing educational inequality. She has worked across early years settings, supported disadvantaged families through her work with a charity and developed early years curriculum as a freelance writer. Her work is grounded in the belief that the early years lay the foundation for lifelong learning — and that lasting change in education starts with equity, compassion and a deep commitment to nurturing every child’s potential.

Aimee Christodoulou-Dunn

Marketing and Sales Lead

Aimee has worked in marketing and communications across the arts and charity sectors for several years, most recently for a music education charity before joining the Learning with Parents team. She is passionate about equity, diversity, and inclusion, and strives to champion these values in all of her work.

Libby Taylor

Fundraising Manager

Libby has spent the last five years in fundraising across universities and the not-for-profit sector in Australia. She’s passionate about education as a force for real social change and absolutely loves connecting with people and building partnerships that genuinely matter. Libby is driven by a commitment to tackling educational inequality and ensuring every child gets the chance to thrive.

Jo Seymour

School Partnership Manager

Jo spent 24 years as a dedicated primary school teacher, mainly in Key Stage 1, and held leadership roles in both KS1 and EYFS. Throughout her career, she was passionate about developing children’s love for reading and writing, serving as English Subject Leader for many years. She led a range of inclusive initiatives to promote reading for pleasure, both in school and at home, with a strong focus on engaging all families. Jo is now excited to be part of the Learning with Parents team, where she supports schools in strengthening parental engagement and helping to close the achievement gap for disadvantaged children.

Y'aaaarrrrrrrrrrrrrrr

Cap'n Chris Jarman

Technology and Systems Lead

Chris began his career as a software engineer, before transitioning to a leadership role during the COVID-19 pandemic, when he discovered how much he enjoys navigating chaos and uncertainty. He is passionate about mentorship and strives to help people develop and hone new skills.